By: Lee Demorist
The economy in 2009 is threatening to be the worst the world has seen in thirty years. It’s predicted by economist that personal debt in the United States will explode to levels that some people have never seen before. But it doesn’t have to be that way. People can, and should, start a personal debt management program as soon as they realize that their payments are greater than their income. There’s nothing worse than to start getting phone calls about past due bills

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